Track your money,
budget without stress,
and stack the rest.
Coming soon
Why ?
We built Stak to help you visualize your money, without the nonsense. We noticed there were 2 types of personal finance app users in the market. One cares deeply about every transaction. They are highly detailed and have an almost down-to-the-minute pulse on their money. The second type of person likes to track their expenses at a high level. Their monthly progress matters more than the daily details, and they enjoy looking at their net worth charts more than anything.
Here's the problem: Most budgeting apps are either too strict, too flexible, or they only help 1 type of user. And the worst part? Most budgeting apps aren't listening to the most important people they need to: their customers.
Stak solves these problems by helping people see what's most important to them, in a full feature app that's simple, but powerful and gives you the answers you need quickly.
How It Works
Stak is built on 5 principles
If you understand these, you'll be way less stressed about money.
Know where your money goes.
You can't get on top of your money if you don't know where it's going. Understanding where it goes brings the clarity and focus to decide where it should go.
Know when your money is flowing.
On paper you might make enough to cover your monthly expenses, but timing is what bites you sometimes. Seeing your income and expenses allows you to control your money, instead of it catching you by surprise.
Know your margin.
How much you earn vs what you spend tells you how strict or loose your plan needs to be. Wide margin means it's easier for you to hop over unexpected hurdles. Thin margin means you have to watch your expenses more closely.
Be okay when life happens.
Unexpected expenses are a part of life, not a failure of your financial plan. Money stress happens less when you accept this.
Fund your future.
Once you have enough margin to start covering more than your near term expenses, fund important milestones like retirement, vacations, health, home purchases, and your future-you will thank you.
Home
Only what you need, at a glance.
Quickly check how much money you have available, when you're getting paid next, and how you're funding your priority expenses. Pin the categories, reports, and goals that are most important to you and rearrange everything so you can see what you need, and get back to your life.
Timeline
Cover what's coming.
Every upcoming expense lined up by date. Tap Cover and Stak sets that money aside instantly. Your available balance updates on the spot, so the number up top is always truly free to spend. And for those who don't need to worry about covering expenses and tracking as closely, Timeline becomes a list of transactions without the Cover action, and it hides the available balance.
Net Worth
Watch the number that matters.
Assets minus liabilities, tracked over time. Net worth is the one line that tells you whether you're actually moving forward over the long haul — and Stak charts it so you can watch it climb.
Reports
Your money, the way you wanna see it.
Income vs spending, your biggest categories, and a plain-English read on the month. No pivot tables, no exporting to a spreadsheet to understand your own money. Just a few clicks, and answers.